Fired from his job because of erratic behavior, David Warren fixates on the bank’s refusal to increase the company’s credit limit as the cause of his downfall. Angry and desperate for money, he sees robbing the bank as fitting payback. With his money secure in the stock market, David vacations at a sailing school in the Virgin Islands owned by Billy Sebren, the bank’s wealthy CEO. Liking the lifestyle and learning the training yacht is for sale, David robs another branch of the same bank to make the purchase. When the Sebrens figure out who robbed the bank and used the money to buy their boat, Billy and wife Katie fly to the islands, intent on finding David and recovering the bank’s money and their property. For Billy Sebren, the hunt is now personal.
Cap’n Ron hails from Natchez on the bluffs of the Mississippi River and was a banker for thirty-five years. He was introduced to sailing in his twenties and dreamed of circumnavigating the globe on a sailboat. His wife Jeanne, a native of Steens, Mississippi, was a former English teacher, banker, and freelance writer with several magazine articles and short stories to her credit. In 1997, she and Cap’n Ron cast off the dock lines in Pensacola, Florida, aboard Tewsday, a 38-foot Island Packet sailboat. They cruised on Tewsday and on Vixen, a 52-foot Tayana, for four years in the Caribbean, Atlantic, and Pacific Oceans. They returned to shore in Pensacola in 2001 and now divide their time between twelve grandchildren, thier poodle Max, and writing.